Mama

Your no-judgment financial friend

Manage all your credit cards in one place!

MaMa is your AI-powered credit card advisor — helping you manage all your cards in one place, with personalized payment recommendations so you always know exactly which card to pay, how much, and when.

MaMa Life $7.99/month

- All-in-one dashboard to manage all your credit cards effortlessly- Smart due date reminders to never miss a payment- Real-time usage tracking — know your limits before they’re hit

mama smart $9.99/month

- Everything in Life- On-demand payment recommendations based on the cash you have today- Optimized payment order — which card to pay, how much, and when- Make smarter decisions instantly — no spreadsheets, no guesswork

mama pro
$14.99/month

-Everything in Smart- Full payment calendar to visualize exactly when to pay each card- One-click "Pay All" — automate multiple payments in one tap- Future income planning to optimize payments around your upcoming cash flow

Why MaMa?

Managing credit cards shouldn’t come with shame, stress, or spreadsheets.Most of us are just trying to stay on top of bills, due dates, balances, and budgets — and sometimes, it’s too much to juggle alone.MaMa is here to change that.She helps you:- Know exactly which card to pay, how much, and when- Avoid late fees, interest, and mental math- Stay on track — even when life gets busy- Protect your credit score and boost itNo judgment. Just support.Whether you’re building credit, catching up, or just want peace of mind — MaMa has your back.

Join the MaMa waitlist

Smarter credit card decisions are just one click away.

Join the first wave of users to experience MaMa — your no-judgment financial friend.
Get early access, exclusive perks, and help shape the future of smarter payments.